PASSENGER'S DRIVER PLAN
Insurance >> Passenger's Driver Plan

A single policy with PERSONAL ACCIDENT and HOSPITALISATION benefits.

It covers private cars, taxis, vans, commercial vehicles and also motorcycles.

Protection - for yourself and passengers traveling in you vehicle at anytime.

6 BENEFITS IN ONE POLICY

BENEFIT 1

PERSONAL ACCIDENT

RATE

 

* Accidental death

100 %

BENEFIT 2

PERMANENT DISABLEMENT OR LOSS OF SIGHT

RATE

 

* Loss of both hands or both feet

100 %

 

* Loss of sight of both eyes

100 %

 

* Loss of sight of one eye & one hand or one foot

100 %

 

* Total paralysis

100 %

 

* Loss of one hand or one foot

50 %

 

* Loss of sight of one eye

50 %

BENEFIT 3

MEDICAL EXPENSES

 

 

Covers actual cost of medically necessary treatment & services provided including hospitalisation as a result of any one accident.

 

BENEFIT 4

DAILY HOSPITAL INCOME

 

 

A daily cash allowance is payable upon confinement in a hospital up to a maximum of 150 days per year subject to one day excess.

 

BENEFIT 5

SURGICAL EXPENSES

 

 

Covers actual & reasonable cost of surgical operation as a result of any one accident.

 

BENEFIT 6

BEREAVEMENT EXPENSES

 

Payable in the event of an accidental death for funeral expenses.

COVERAGE / BENEFIT LIMITS PER PERSON

BENEFITS

Plan A (RM)

Plan B (RM)

Plan C (RM)

Plan D (RM)

1) Accidental death

5,000

10,000

20,000

30,000

2) Permanent disablement

5,000

10,000

20,000

30,000

3) Medical expenses

250

500

1,000

1,500

4) Daily hospital income
(Max 150 days - 1 excess day)

25

50

100

150

5) Surgical expenses

500

1,000

2,000

3,000

6) Bereavement expenses

500

1,000

2,000

3,000

ANNUAL PREMIUM

BENEFITS

Plan A (RM)

Plan B (RM)

Plan C (RM)

Plan D (RM)

1) Private car / taxi

50

90

170

260

2) Private van

70

130

250

380

3) Each additional person (van only)
Up to 2 persons including driver - coverage can be extended to 12 persons maximum subject to additional premium as below

10

15

20

25

4) Commercial vehicle
Up to 2 persons including driver

50

90

170

260

5) Motorcycle - Single rider
One person only - registered owner or
a named rider

40

80

-

-

6) Motorcycle - All riders
Two persons only - any rider between the
ages of 16 to 65 and one pillion

60

130

-

-

General Terms and Conditions
Persons between the ages of 18 to 65 can apply for this plan. Occupants from the ages of 3 to 65 are covered however the ages of 3 to 15 are entitled to only 50% of the benefits specified.

Exclusions
The few exclusions are those related to disease, bacterial infections, suicide, military, war, pregnancy, illegal acts and AIDS.

This brochure is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy.

Download the Passenger's Driver Plan Brochure

For more information
Call Toll-Free Teleinsurance Call Center @ 1-800-88-2121
or visit your nearest authorized agents or POI office.

Head Office: Kuala Lumpur
Branch Offices: Johor Bahru | Melaka | Ipoh | Penang | Kuching | Kuantan | Kota Kinabalu
Business Centers: Sungai Besi | Sungai Petani

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