PASSENGER'S DRIVER PLAN
Insurance >> Passenger's Driver Plan
A single policy with PERSONAL ACCIDENT and HOSPITALISATION benefits.
It covers private cars, taxis, vans, commercial vehicles and also motorcycles.
Protection - for yourself and passengers traveling in you vehicle at anytime.
6 BENEFITS IN ONE POLICY
BENEFIT 1
PERSONAL ACCIDENT
RATE
* Accidental death
100 %
BENEFIT 2
PERMANENT DISABLEMENT OR LOSS OF SIGHT
RATE
* Loss of both hands or both feet
100 %
* Loss of sight of both eyes
100 %
* Loss of sight of one eye & one hand or one foot
100 %
* Total paralysis
100 %
* Loss of one hand or one foot
50 %
* Loss of sight of one eye
50 %
BENEFIT 3
MEDICAL EXPENSES
Covers actual cost of medically necessary treatment & services provided including hospitalisation as a result of any one accident.
BENEFIT 4
DAILY HOSPITAL INCOME
A daily cash allowance is payable upon confinement in a hospital up to a maximum of 150 days per year subject to one day excess.
BENEFIT 5
SURGICAL EXPENSES
Covers actual & reasonable cost of surgical operation as a result of any one accident.
BENEFIT 6
BEREAVEMENT EXPENSES
Payable in the event of an accidental death for funeral expenses.
COVERAGE / BENEFIT LIMITS PER PERSON
BENEFITS
Plan A (RM)
Plan B (RM)
Plan C (RM)
Plan D (RM)
1) Accidental death
5,000
10,000
20,000
30,000
2) Permanent disablement
5,000
10,000
20,000
30,000
3) Medical expenses
250
500
1,000
1,500
4) Daily hospital income
(Max 150 days - 1 excess day)
25
50
100
150
5) Surgical expenses
500
1,000
2,000
3,000
6) Bereavement expenses
500
1,000
2,000
3,000
ANNUAL PREMIUM
BENEFITS
Plan A (RM)
Plan B (RM)
Plan C (RM)
Plan D (RM)
1) Private car / taxi
50
90
170
260
2) Private van
70
130
250
380
3) Each additional person (van only)
Up to 2 persons including driver - coverage can be extended to 12 persons maximum subject to additional premium as below
10
15
20
25
4) Commercial vehicle
Up to 2 persons including driver
50
90
170
260
5) Motorcycle - Single rider
One person only - registered owner or
a named rider
40
80
-
-
6) Motorcycle - All riders
Two persons only - any rider between the
ages of 16 to 65 and one pillion
60
130
-
-
General Terms and Conditions
Persons between the ages of 18 to 65 can apply for this plan. Occupants from the ages of 3 to 65 are covered
however the ages of 3 to 15 are entitled to only 50% of the benefits specified.
Exclusions
The few exclusions are those related to disease, bacterial infections, suicide, military, war, pregnancy,
illegal acts and AIDS.
This brochure is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy.
Download the Passenger's Driver Plan Brochure
For more information
Call Toll-Free Teleinsurance Call Center @ 1-800-88-2121
or visit your nearest authorized agents or POI office.
Head Office: Kuala Lumpur
Branch Offices: Johor Bahru | Melaka |
Ipoh | Penang |
Kuching | Kuantan |
Kota Kinabalu
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